Fix and flip financing is designed for investors who purchase, renovate, and sell properties for profit.
Here’s how these loans work and how to find the right lenders for your deal.
Fix and flip financing is a short-term real estate loan used to acquire and renovate a property before selling it.
Unlike long-term rental financing, fix and flip loans are built for speed, rehab execution, and exit strategy.
Instead of using tax returns or W2s, lenders evaluate whether rental income covers the loan payments.
Short-term loan terms, often 6 to 18 months
Loan sizing based on purchase price and rehab budget
Many lenders underwrite to the after-repair-value (ARV)
Interest-only payment structures are common
Speed and execution matter
Real estate investors
House flippers
Builders and rehab operators
Brokers placing value-add deals
Overestimating after repair value
Underestimating renovation costs
Choosing lenders that do not fit the deal
Losing time due to poor placement
LYNDIFY removes the guesswork from lender placement.
LYNDIFY matches your scenario with lenders that fit your loan size, rehab scope, property type, etc., so you can request quotes with confidence.
Fix and flip financing is designed for investors buying properties that need renovation, then improving and selling them for profit.
Many fix and flip lenders will fund both purchase and rehab costs, often through draws based on project progress.
Lenders usually look closely at the property, renovation budget, projected value, and the borrower’s experience.
LYNDIFY helps identify lenders that match your deal based on leverage, asset type, project profile, and financing strategy.
Explore other real estate financing strategies:
Want to understand how hard money loans work before choosing a lender?
If you’re placing fix and flip deals, knowing which lenders fit before you send the deal saves time and improves execution.
Lyndify is a lender matching and capital alignment platform for real estate investment transactions.

Lyndify is a lender matching and capital alignment platform for real estate investment transactions.

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