Private Lending

Find private lenders that fit your deal before you send it

Private lending gives real estate investors access to flexible financing for deals that don’t fit traditional bank guidelines.

LYNDIFY helps you identify lenders that match your deal based on the actual scenario, not guesswork.

What is private lending?

Private lending refers to real estate financing provided by non-bank lenders, including private capital groups, debt funds, and individual investors.

These lenders often evaluate deals based on the asset, borrower profile, and exit strategy rather than strict bank guidelines.

Private lending is commonly used for:

When investors use private lenders

Private lending is often used when:

  • A deal needs to close quickly

  • The property requires renovation

  • The deal does not qualify for traditional financing

  • The borrower needs flexible structuring

  • The investment strategy is short-term

  • Timing is critical

How LYNDIFY helps with private lending

LYNDIFY helps investors and brokers identify lenders that match a deal before sending it out.

Matching is based on:

  • Loan amount

  • Property type

  • State

  • Use of funds

  • Leverage profile

  • Borrower profile

  • Term preference

  • Deal Structure

This reduces wasted outreach and helps you focus on lenders that are more likely to fit the deal.

Private lending scenarios that may fit

Private lenders may fund:

  • Single family investment properties

  • 2 to 4 unit properties

  • Multifamily properties

  • Mixed-use and some commercial scenarios

  • Fix and flip projects

  • Bridge loans

  • New construction projects

  • Rental property financing with an exit strategy

Why lender fit matters

Private lenders vary significantly in:

  • Loan sizes

  • Geographic coverage

  • Property type preferences

  • Leverage tolerance

  • Use of funds

Sending a deal to the wrong lenders wastes time. Matching first improves speed and outcomes.

Who LYNDIFY is built for

LYNDIFY is built for:

  • Real estate investors

  • Mortgage brokers

  • Private lending originators

  • Referral partners

  • Teams placing non-owner-occupied real estate loans

Frequently asked questions about private lending

What is private lending in real estate?

Private lending refers to financing provided by non-bank lenders for business-purpose real estate transactions.

Who uses private lenders?

Real estate investors, brokers, and referral partners commonly use private lending for non-owner-occupied deals.

Is private lending the same as hard money?

Hard money is a type of private lending, but private lending includes a broader range of lenders and structures.

What deals use private lending?

Private lending may be used for acquisitions, bridge loans, fix and flip projects, construction, and refinance scenarios.

Related financing guides

Explore other real estate financing strategies:

DSCR Loans →
Commercial Loans →

Stop guessing. Start closing.

If you’re placing private lending deals, knowing which lenders fit before you send the deal changes everything.

Real Estate Capital, Aligned

Lyndify is a lender matching and capital alignment platform for real estate investment transactions.

© 2026 LYNDIFY. All rights reserved.

Real Estate Capital, Aligned

Lyndify is a lender matching and capital alignment platform for real estate investment transactions.

© 2026 LYNDIFY. All rights reserved.