One place to understand your options
Every lender has different guidelines. These answers explain what information matters before you review matched lenders and choose who receives a quote request.
Residential and investor loans
Financing for non-owner-occupied residential investment properties.
What residential scenarios can LYNDIFY help me evaluate?
Common scenarios include fix and flip, bridge, DSCR, private lending, and new construction for investment properties.
What information do lenders usually review?
Purchase price, renovation budget, after-repair value, leverage, property location, experience, credit profile, and exit strategy are common starting points.
Does owner occupancy qualify for this family?
The residential investor workflow is for non-owner-occupied properties. Owner-occupied requests may need a different financing path.
Commercial real estate
Match commercial property and investment details to lenders with relevant programs.
Which commercial property types can be considered?
Examples include retail, office, warehouse, industrial, restaurant, hotel, self storage, multifamily, mobile home park, assisted living, and mixed-use properties.
What makes a commercial request lender-ready?
Property type, location, purchase or refinance purpose, requested amount, value, debt service, occupancy, sponsorship, and project timeline help lenders assess fit.
Can LYNDIFY help with both purchase and refinance?
Yes. The matching process can organize either a purchase or refinance request around the details participating lenders use.
SBA loans
Government-backed small-business financing matched to the operating business and use of funds.
Which SBA programs are commonly considered?
Typical programs include SBA 7(a), SBA 504, and SBA Express. The best fit depends on use of funds, project size, borrower profile, and lender appetite.
What can SBA proceeds be used for?
Depending on program and lender, proceeds may support owner-occupied real estate, equipment, working capital, business acquisition, expansion, or refinancing eligible debt.
What should I prepare before requesting a match?
Be ready with business history, annual revenue, requested amount, use of funds, ownership information, credit profile, and recent financial statements.
Merchant cash advance
Revenue-based working capital for businesses that need speed and flexible repayment structures.
How is an MCA different from a term loan?
An MCA is generally based on future business receivables and is repaid from ongoing sales, while a term loan uses a scheduled repayment structure.
What does an MCA lender evaluate?
Recent card and bank revenue, monthly sales volume, time in business, industry, deposit consistency, existing obligations, and requested use of funds are central inputs.
How quickly can an MCA request move?
Timing varies by lender and document readiness. Complete revenue records and a clear use of funds usually make review more efficient.
Equipment financing and leasing
Funding and lease structures aligned to the asset, useful life, and business cash flow.
What equipment can be financed or leased?
Programs may cover construction, transportation, manufacturing, medical, restaurant, technology, and other business-use equipment.
What is the difference between financing and leasing?
Equipment financing typically supports ownership over time. Leasing provides use of the asset under a lease structure, with options that vary by lender and asset.
What information helps lenders review an equipment request?
Equipment type, vendor quote, purchase price, age or condition, business use, requested term, down payment, and business financial profile are common requirements.
Ready to review lender fit?
Start with the financing family that best matches your scenario, then review matched lenders before choosing who receives your quote request.
