Revenue profile
Monthly and annual revenue, payment volume, deposit consistency, and seasonality can shape the funding amount and repayment structure.
MERCHANT CASH ADVANCE MATCHING
Merchant cash advance options matched to your revenue profile.
Compare merchant cash advance scenarios with providers that fit your revenue profile before you send a request. LYNDIFY helps business owners, brokers, and referral partners review funding options based on sales volume, deposit history, industry, time in business, and requested amount.
Find MCA providersWhat is a merchant cash advance?
A merchant cash advance provides working capital in exchange for a portion of future business receivables. Providers often focus on revenue consistency and repayment fit rather than traditional collateral-based underwriting.
Sales volume
Providers may review recent bank statements, processing statements, average balances, chargebacks, and existing obligations.
Business history
Time in business, industry, ownership, credit profile, and prior funding history can affect provider fit.
Common MCA funding structures
MCA structures vary by provider. Matching the business to the right funding structure can reduce avoidable submissions, mismatched pricing, and delays.
Revenue-based advance
Working capital tied to future receivables, with repayment based on an agreed percentage of business receipts.
Renewal funding
Follow-on funding may be available when a business demonstrates consistent performance and repayment history.
Fast working capital
Shorter-turnaround working capital for inventory, payroll, marketing, repairs, or time-sensitive operating needs.
How LYNDIFY helps with MCA matching
Review the revenue profile first, then choose which matched providers should receive a funding request. LYNDIFY does not automatically send requests for you.
Enter the business profile
Add the monthly revenue, requested amount, time in business, industry, deposit history, existing advances, and preferred repayment structure.
Review provider fit
Compare provider criteria for revenue, industry, geography, funding size, payment frequency, and documentation.
Request funding options
Manually choose which matched providers receive your request so you stay in control of the process.
MCA FAQ
Merchant cash advance questions
What can MCA funding be used for?
MCA funding is commonly used for working capital needs such as inventory, payroll, marketing, repairs, expansion, and uneven cash flow. Provider eligibility varies.
How do MCA providers evaluate a request?
Providers commonly review recent bank statements, processing history, revenue consistency, chargebacks, existing obligations, time in business, and the requested use of funds.
Does LYNDIFY submit my MCA request automatically?
No. You review matched providers and manually choose which providers receive funding requests.
Do MCA providers have the same requirements?
No. Providers differ in revenue minimums, industries, repayment structures, pricing, geography, documentation, and renewal policies.
Find MCA providers that fit the scenario.
Start with a clearer view of provider fit before sending the next funding request.
Start an MCA match