Asset type
Construction, manufacturing, transportation, technology, medical, and other equipment uses can call for different funding structures.
EQUIPMENT FINANCING & LEASING MATCHING
Equipment financing and leasing matched to the asset and business.
Compare equipment financing and leasing scenarios with provider criteria before you send a request. LYNDIFY helps business owners, brokers, and referral partners match equipment scenarios with providers based on asset type, useful life, down payment, cash flow, time in business, and credit profile.
Find equipment lendersWhat is equipment financing and leasing?
Equipment financing and leasing can help businesses acquire vehicles, machinery, technology, medical equipment, and other productive assets while aligning payments with useful life and cash flow. Providers differ on advance rates, asset eligibility, documentation, credit standards, and residual-value assumptions.
Cash flow fit
Providers commonly review business cash flow, payment capacity, revenue consistency, time in business, and expected equipment economics.
Business profile
Time in business, credit history, ownership, guarantors, collateral, and the business contribution can affect provider fit.
Common equipment funding structures
Availability and terms vary by provider. Matching the asset and business profile to the right structure can reduce avoidable submissions and delays.
Equipment loans
Term financing for eligible new or used equipment, with payment schedules aligned to the asset and business plan.
Equipment leases
Lease structures that can preserve working capital while matching payments to equipment use and useful life.
Sale-leaseback / refinance
Structures that may unlock capital from owned equipment or refinance an existing equipment obligation, subject to provider criteria.
How LYNDIFY helps with equipment matching
Review the scenario first, then choose which matched lenders should receive a quote request. LYNDIFY does not automatically send requests for you.
Enter the scenario
Add the asset type, purchase price or refinance amount, useful life, vendor details, down payment, revenue, time in business, and credit profile.
Review lender fit
Compare provider criteria for asset type, equipment age, industry, geography, funding size, experience, and documentation.
Request quotes
Manually choose which matched providers receive your request so you stay in control of the process.
Equipment financing FAQ
Equipment financing and leasing questions
What equipment can be financed or leased?
Eligible assets can include vehicles, machinery, construction equipment, technology, medical equipment, and other productive business assets. The provider determines final eligibility based on the asset, business, and documentation.
How do providers evaluate an equipment request?
Providers may review cash flow, credit, time in business, ownership, asset condition, useful life, vendor details, down payment, collateral, and the requested structure.
Should I finance or lease equipment?
The right fit depends on cash preservation, ownership goals, equipment life, tax treatment, and provider criteria. LYNDIFY helps you compare matching options before you choose where to send a request.
Do equipment providers have the same requirements?
No. Providers differ in asset eligibility, equipment age, credit, industry, geography, documentation, advance rates, and transaction preferences.
Find equipment lenders that fit the scenario.
Start with a clearer view of provider fit before sending the next request.
Start an equipment lender match
